Docs
Your data
No server, no account: your entire financial life is one file, on your own disk — treated accordingly.
The document
Everything lives in a .toqe document — on disk it’s a folder holding one plain JSON file plus your attachments and invoice PDFs; the Mac shows it as a single file you can double-click. Put it anywhere. In a syncing folder (Dropbox, iCloud Drive), the same document follows you between machines — the sync service is your transport and your version history; toqe never sees it. Moving home is one click in Settings → Data, any time.
Saving you can see
Every write is verified — toqe reads the file back and checks the bytes landed — and every save reports to the indicator in the top bar: quiet at rest, amber while unsaved, red and breathing if something is actually at risk (with a panel that says what, and a Save now). For the first moments after launch it shows a pair of slow grey arrows instead — checking — while the launch backup runs, so opening toqe after a few days away doesn’t light a warning about a backup that is only old because the app wasn’t running. ⌘S saves on the spot. A large deletion asks before it overwrites; nothing collapses a real file silently.
Two machines, one document
If your other computer changed the document meanwhile, toqe looks at what changed. Additions — a new project, a new expense, a logged payment — fold into the work you have open, quietly. Only when the two versions truly disagree does it park its own writes and ask which one wins, with the sizes and project counts named, so the question is answerable; taking the other machine’s version also clears undo, so an older copy can’t come back by accident.
Work you do while the folder is out of reach — a network drive that hasn’t reconnected, a cloud drive still starting up — is kept and written when the folder comes back. Closing the window waits for your latest edit to save; so do ⌘Q on a Mac and shutting down or logging out on Windows.
Backups
Beside the document, toqe keeps daily snapshots, aged like a good backup should be: every day for the last week, one a week for two months, one a month for a year — plus periodic zip archives and a per-session .bak file. Two machines never overwrite each other’s copies (each tags its own). The Data panel reports coverage by age — “how far back can I reach” — rather than a file count, which is the question that matters the day something goes wrong.
Password protection
toqe can encrypt the document at rest — turn it on under Settings → Experimental (it’s in beta), and once it’s on its controls live under Settings → Data. You get a recovery key when you turn it on — keep it; it opens the document if the password is lost, and it’s accepted everywhere the password is, including turning protection off. The document decides whether a session asks to unlock — not the machine — so a protected file is protected on every computer that opens it.
Privacy
The installed apps send no analytics at all — no telemetry, no phone-home, nothing. (This website and the browser demo run ordinary web analytics; the privacy policy spells out exactly what and where.) There is deliberately no door that leads your data anywhere else: imports come in, PDFs and CSVs go out when you export them, and that’s the entire traffic.