Docs

Savings

Where the surplus goes: goals filling, debts draining, and the tax pot standing guard.

Pockets

A goal has a target and a monthly pace — the card shows where it stands and when it lands at this pace, and the slider bends both. A goal can be one-off (the camera body) or resetting (an ISA allowance that starts over every April). A debt carries its APR: the card names the debt-free date and what the interest will cost on the way, and its slider shows what a little more each month buys you. The band sums tell the whole story — everything pocketed, everything owed, the total flowing monthly.

One forecast feeds it

The monthly amounts aren’t wishes — they come out of the forecast, after the burn and the tax set-aside. That’s what the masthead’s “£X/mo into pockets” means, and it’s the same number What if’s true surplus card is showing you the ceiling of.

The tax pot lives here too

The pot card is the same number as the one on the Tax page — type in either place. The field looks like a field on purpose: a lone number in a card doesn’t otherwise say “editable”. Type the pot as your statement shows it whenever you like; logged tax payments drain it on their own, and re-typing it simply re-anchors.