Docs

Forecast & What if

The 3 a.m. question, answered on a chart: if nothing else books, when does the money run out?

What the simulation does

Starting from your cash on hand, toqe plays the months forward: each project’s money lands when it should — spread across its worked days, delayed by your invoice lag and the client’s payment terms — bills land on their dates, allowances burn at their monthly rate, and tax is held back as income arrives, then paid out at your country’s real deadlines. The headline is where the balance sits at the horizon; the sentence under it names the trough — the lowest the curve dips, and whether that clears your buffer.

Reading the chart

Green bars are income, red are outgoings, the line is your balance, and the grey line is the buffer it shouldn’t cross. Markers flag the moments that bend the curve — now, tax deadlines, the day a debt clears. The horizon slider stretches the window (up to years out); the averaging window sets how much history feeds the expected path beyond booked work. The theme chip cycles three looks — spectrum, lines, and a dithered single-series mode — with layout and scale chips beside it.

Insights

Under the chart, the attention engine reads the same numbers and says what it sees: how long the runway holds without new bookings, months with no project wrapping up, a buffer that’s thinner than your burn. Insights are observations, not chores — they never count toward the bell’s badge, and dismissing one is remembered until the facts behind it change.

What if

A 24-month sandbox on a copy of your numbers — nothing changes your plan until you apply it. Pull the levers — booked days per month, day rate, tax set-aside, living costs, what goes to goals — or start from a preset idea (a lighter rhythm, raise the rate, a debt sprint). The cards give the verdict — income, spending, cash in 12 months, the debt-free date — and the chart draws this life against your current plan. Apply to plan… makes it real; Reset scenario walks away clean.